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Estimating Your Educational Costs
Your award is based on your estimated educational cost, which includes DIRECT (tuition, fees, and on-campus room and board) and INDIRECT (books, off-campus room and board, transportation, utilities, medical/dental, child care, etc.) COSTS. Your student bill, generated by the UMFK Business Office, will list your DIRECT COSTS only. To determine your estimated cost of education, review our Tuition and Fees page, noting appropriate estimate that corresponds to your circumstances. If you are living off-campus, you may also want to consider other personal living and school-related costs, such as gas and rent.
Coming Up with Your Share
If, after estimating your educational cost, reviewing your award notice, and evaluating your available financial resources, your total aid and finances combined are not enough to pay your education bill, consider the following options:
- Look for a summer job
- Lower your indirect costs
- Take fewer classes (although this may affect the amount of financial aid received)
- Budget your miscellaneous expenses
- Apply for additional outside scholarships
- Consider a roommate if you live off-campus
- Apply for a UMFK payment plan
- Reduce your travel expenses
- Consider additional loan options
- Consider on-campus or off-campus employment
Financial Aid Basics
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